E-Commerce as a Tool for Achieving Economic Growth and Development in Nigeria

Category : JOURNAL OF MANAGEMENT AND CORPORATE GOVERNMENT, VOLUME 7, NUMBER 2, 2015

UMEANO, NGOZI E.

Department of Office Technology and Management

Federal Polytechnic, Mubi, Adamawa State.

Email: lynumeano@yahoo.comlynumeano@gmail.com

ABSTRACT

E-commerce is a way of doing business electronically, Businesses are transacted through internet.  It helps people to buy and sell without going through the stress of the traditional market.  People sit in the comfort of their houses, offices and so on, yet get what they want and equally sell or reach out to their customers.  This paper therefore looked at the importance of e-commerce to both the sellers and the customers.  This paper therefore looked at the importance of e-commerce.  It talked about the types of e-commerce and the challenges of e-commerce.  The paper concluded by recommending that infrastructure is very important for e-commerce to flourish in Nigeria and that technician should be trained to make it achieve the desired goal.

full article in pdfDownload

Corruption in Real Property Market in Nigeria: Factors and Solutions 

Category : JOURNAL OF MANAGEMENT AND CORPORATE GOVERNMENT, VOLUME 7, NUMBER 2, 2015

1OYEDEJI, JOSEPH OYEWALE & 2SODIYA, ABIODUN KAZEEM  

1Department of Estate Management, Bells University of Technology, Ota, Ogun state, Nigeria

2Department of Estate Management and Valuation, Moshood Abiola Polytechnic, Abeokuta, Nigeria

Email:diranjosh@yahoo.com, abiodun.sodiya@yahoo.com

 ABSTRACT

In most of the corruption allegations in Nigeria, real estate acquisition is a common phenomenon. Corrupt public office holders are been alleged of acquiring chains of properties in different locations of the country. This paper focused on the reasons behind acquisition of real estate by corrupt public officers and the manipulation in land administration in Nigeria. Literatures were employed to achieve the aim. It is not that these corrupt public officers can’t fulfill their real estate investment dream in a just way, but some societal malfunctioning factors encourage corruption when they were trying to fulfill their real estate investment dream. Some of the factors that encourage corrupt public officers resulting to corruptible means when they are trying to fulfill their real estate investment are: absence of good mortgage system, anti-corruption policy, prestige associated with property ownership e. It was also observed, that real estate market can be a good indicator of corruption just like the financial system if well harnessed. The following solutions were made to reduce real estate acquisition with embezzled funds: Implementing functional mortgage system, monitoring of property transactions, adopting of local building materials, collaborating with built environment professionals, implementing social housing scheme.   

full article in pdf Download

Credit Risks Management and Financial Ratios in the Economy: An Empirical Overview of the Performance and Sustainability of Nigerian Microfinance Banks – NMFBS (2005 – 2014)

Category : JOURNAL OF MANAGEMENT AND CORPORATE GOVERNMENT, VOLUME 7, NUMBER 2, 2015

ABDULLAHI TAFIDA

Department of Economics

Kaduna State University, Kaduna, Nigeria

Email: maikantiboba@yahoo.com

ABSTRACT

Credit risk refers to certainty of loss due to beneficiary’s inability to make payments on any type of debt, while credit risk management is practice of mitigating the loss by understanding the adequacy of both a bank’s capital and loan loss reserves at any given time. Financial ratios are mathematical comparisons of financial statement in the balance sheet (BS) in question, helping the stakeholders to know the situation bank’s situation for improvement. Microfinance Banks (MFBs) are financial institutions licensed to provide diversified, affordable and dependable financial services to the active poor, in a timely and competitive manner that would enable them to undertake, finance and develop long-term, sustainable entrepreneurial activities, established in December, 2005 in Nigeria, when it was obvious that with an overall data of over 140 million, only about 35 percentage of Nigeria have access to financial services and that the remaining 65 percentage relied on the informal sector. There are many types of financial ratios, but this paper will only concentrate on seven (7). The main objective of this paper is to assess the performance and sustainability of the Nigerian Microfinance Banks (NMFBs) in relation to credit risks and financial ratios positions. The specific objectives are to assess whether the seven calculated ratios of: Current; Quick; Debt-Equity; Total Assets to Total Debts; Proprietary; Inventory Turnover and Gross Profit conform to their standard ratios. The Balance Sheet (BS) of the selected NMFBs as at 31st December, 2014 as indicated in Table 2 as one of the secondary data as well as interviews conducted with the operators and borrowers of NMFBs through the questionnaires as primary data were used. The CAMEL approach analysis was used to arrive at the financial ratios positions of the NMFBs. This paper, therefore, recommends regular and continuous credit risk identification, assessment of performance and sustainability as well as sound corporate governance. If NMFBs are to survive and grow in order to achieve the developmental objectives to the economy, the calculated ratios must conform to their standards ratios as one of the findings.

full article in pdf Download

Branch Banking and Economic Growth in Nigeria: A Vector Autoregression Analysis

Category : JOURNAL OF MANAGEMENT AND CORPORATE GOVERNMENT, VOLUME 7, NUMBER 2, 2015

1ABIDEMI ABIOLA and 2M. O. EGBUWALO

1Department of Economics, Ajayi Crowther University, Oyo, Oyo State, Nigeria

2M. O. Egbuwalo is of the Department of Economics, Bowen University, Osun State, Nigeria

Email: abiolademis@yahoo.com

ABSTRACT

Bank performance has been identified as a function of many variables of which branch banking is one. In a country where branch banking enjoys prominence over other banking structure, one tempts to trace the mechanism through which the established branches translate to economic growth. This is the major objective of this study. The study made use of Autoregressive distributed lag bound test approach to cointegration to analyse the impact of branch banking on economic growth in Nigeria. The study concludes among others that branch banking is negatively related to economic growth. This conclusion is in tandem with macroeconomic theory that establishes the fact that savings among others constitute leakages in any given economy. The study therefore recommends that government should provide an enabling environment for transaction velocity to be on the rise. This will have an ultimate positive effect on aggregate demand and economic growth.

full article in pdf Download

The Role of Commercial Banks in the Development of Small Scale Businesses in Nigeria 

Category : JOURNAL OF MANAGEMENT AND CORPORATE GOVERNMENT, VOLUME 7, NUMBER 2, 2015

HAUWA BAGUDU DANIYANAND SAIDU SULEIMAN

Department of Banking and Finance

The Federal Polytechnic Bida, Niger State

E-mail: hauwadaniya@yahoo.com; suleimanbankin@gmail.com

ABSTRACT

This research work study focuses its attention on the role of commercial banks in the development of Nigeria economy. The study is aimed at presenting small scale business owners with the survival strategy in a period of economic depression. Secondary data were collected from various recent journals and text books. The study shows that commercial banks have impacted positively on the development of biz scale businesses in Nigeria. Nevertheless, it was concluded that commercial banks should sustain their borrowing to small scale businesses and also recommended among other things that commercial banks should introduce measures to encourage small business owners to have access to long term loan.

full article in pdf Download

Adoption of SERVQUAL Philosophy: A sine Qua Non to the Survival of Hospitality Trade 

Category : JOURNAL OF MANAGEMENT AND CORPORATE GOVERNMENT, VOLUME 7, NUMBER 2, 2015

1UGBABE, P.; 1ICHIMA, E. M.; 3SAMAILA, E. D. AND 2NWEZEH, G. O.

1Department of Hospitality, Leisure and Tourism Management, The Federal Polytechnic, Bida Niger state

2Department of Nutrition and Dietetics, The Federal Polytechnic, Bida Niger state

3Department of Hospitality Management, Ramat Polytechnic, Maiduguri Borno state

E-mail: ugbabep@yahoo.com

ABSTRACTSERVQUAL is a method for measuring service quality; the method was created in the 1980s as part of research projects within the field of marketing. The philosophy of SERVQUAL is based on the expectations disconfirmation approach known as disconfirmation paradigm. In studying the importance of the adoption of SERVQUAL philosophy to the survival of hospitality trade, secondary sources of data involving text books, journals as well as online articles were utilized. Findings using descriptive analysis show that adoption of SERVQUAL philosophy brings about high quality service and high quality service bring about improved revenue generation and customer loyalty.  SERVQUAL being a tried and tested instrument can be used comparatively for benchmarking purposes. This study recommends that in order to improve service quality using SERQUAL philosophy, it is necessary for management to interact with frontline employees regularly in

full article in pdfDownload

Table of Contents

Category : JOURNAL OF MEDICAL AND APPLIED BIOSCIENCES, VOLUME 7, NUMBER 2, 2015

Medical Tourism and Nigeria-India Relations

Sharkdam Wapmuk, Agatha Eileen Wapmukand Titilola Abike Gbajabiamila                     1-27

Health and Economic Impact of Surgical Site Infections for Obstetric Surgical in Patients at General Hospital Funtua, Katsina State North-Western Nigeria

Dalhatu, A., Muhammad S. Mijinyawa, Hayatu, S. Yunusa, U.                                                 28-37

Blood Transfusion a Silent Epidemic: A Case Study in a Semi-Urban Health

Care Centre

Dalhatu, A. & Muhammad S., Mijinyawa                                                                                38-47

Polycyclic Aromatic Hydrocarbons in Free and Asphaltene Derived High

Temperature Coal Tar

Ivwurie W., Emelife S.C., Snape C. & Sun C.                                                                             48-53

Polycyclic Aromatic Hydrocarbons in Free and Asphaltene Derived

Low Temperature Coal Tar from the Coalite Plant near Chesterfield

Ivwurie W., Emelife S.C., Snape C. & Sun C.                                                                             54-59

Outcomes of Formal and Informal Nursing Mentorship Programs in

Kenya Public Universities

Sherry Oluchina                                                                                                                       60-79

The Compliance of Mothers/ Care-Givers to Drugs used in the Treatment

of Malaria among under Five Children in Ukwuani Local Government Area,

Delta State

Chime, Helen C. & Obiora–Okeke Kenechukwu                                                                      80-90

The Compliance of Mothers/ Care-Givers to Drugs used in the Treatment of Malaria among under Five Children in Ukwuani Local Government Area, Delta State

Category : JOURNAL OF MEDICAL AND APPLIED BIOSCIENCES, VOLUME 7, NUMBER 2, 2015

*Chime, Helen C.1 & Obiora–Okeke Kenechukwu1

1Department of Public and Community Health,

Novena University, Ogume, Kwale, Delta State

Email: * helenoputa2002@yahoo.com or jesumowo0630@yahoo.com

ABSTRACT

The study was carried out to investigate the compliance of Mothers/Guardians to drugs used in treating malaria among under than five children in Ukwuani Local Government Area of Delta State. A well structured questionnaire was used to elicit relevant information from Mothers/Guardians on their life style of use and adherence to medications particularly for malaria treatment. Two hundred and three questionnaires were administered to the respondents by the researcher. The data obtained were analyzed with Statistical Package for Social Sciences (SPSS) version 21. The research questions were answered using descriptive statistics; while the research hypotheses were tested using regression analysis. The results were presented in tables. There was a statistically significant correlation (r= 0.26) between attitude of Mothers/Guardians and their adherence to treatment, there was also a statistically significant relationship between health seeking behavior of Mothers/Guardians and the ability of Mothers/Guardians to adhere to treatment of their wards(r= 0.23;   F (1, 201) = 11.12 and p = 0.00). In conclusion, although attitude influences adherence to treatment, however, there are certain factors which may be responsible for this. It is therefore recommended that Mothers/ care-givers should be educated on the need to ensure adherence to medications given by medical personnel, so as to ensure proper treatment of the ailment, there is also need to create more awareness on the use of anti-malarial drugs amongst mothers.

full article in pdfDownload

Outcomes of Formal and Informal Nursing Mentorship Programs in Kenya Public Universities

Category : JOURNAL OF MEDICAL AND APPLIED BIOSCIENCES, VOLUME 7, NUMBER 2, 2015

Sherry Oluchina

University of Agriculture and Technology,

School of Nursing, Jomo Kenyatta, Kenya

Email:oluchinasherry@yahoo.com

ABSTRACT Mentorship was a one to one reciprocal nurturing relationship between a more experienced and knowledgeable mentor and a less experienced mentee. A mentor was a person who had expertise in the areas of need identified by the mentee and was able to share the wisdom in a nurturing way. A mentee was someone seeking guidance in developing specific competencies, self awareness and skills in early intervention. The study aim was to evaluate outcomes of formal and informal nursing mentorship programs in Kenya public universities. This was a descriptive and exploratory cross-sectional evaluative study. It used both qualitative and quantitative methods in data collection where 305 mentees and mentors participated. Qualitative data collection utilised focus group discussions, while quantitative utilised questionnaires. In quantitative data collection method, simple random sampling was used while in qualitative, purposive and snowball non probability samplings were used to select participants.  Exploratory data analysis was used to summarize quantitative data. For qualitative data analysis, thematic content analysis was done. The outcomes of formal and informal mentorship programs that were reported were nursing profession, nursing program and personal growths. Nursing profession growth was the outcome that was highly rated by almost more than a half (52.3%) of respondents. On nursing profession growth, averagely (67%) of mentees passed the national nursing council exam; more than a half (50%) of nurse mentors reported quality of nursing care given to patients by mentees improved;  and less than 50% of mentors reported they got promotions. On nursing programs growth, there was a fairly constant rate in recruitments and retention of mentees and mentors. On personal growth, there was improved personal satisfaction, accountability and responsibility, morale, self confidence,

full article in pdfDownload

Polycyclic Aromatic Hydrocarbons in Free and Asphaltene Derived Low Temperature Coal Tar from the Coalite Plant Near Chesterfield

Category : JOURNAL OF AGRICULTURE AND VETERINARY SCIENCES, VOLUME 7, NUMBER 2, 2015

Ivwurie W., Emelife S.C., Snape C. & Sun C.

Department of Chemistry,

Federal University of Petroleum Resources, Effurun

Email: wivwurie@yahoo.co.uk

ABSTRACT

Free and asphaltene derived samples of low temperature coal tar from the coalite plant near Chesterfield, England were analyzed for polycyclic aromatic hydrocarbons using GC-MS. The individual PAH concentrations ranged from 1mg/g-14 mg/g with a mean concentration of 78.35± 14.64 mg/g. The study showed a predominance of the low molecular weight PAHs for both free and asphaltene derived low temperature coal tar implying that the asphaltene derived can be used for correlation and source apportionment studies where the free has been altered.

Full article in pdf Download

Recent Posts

Recent Comments

    Archives

    Categories

    logout

    @ Developed By cenresinjournals WordPress