ANALYSIS OF CREDIT USE BY THE BENEFICIARIES OF BANK OF AGRICULTURE IN ONITSHA AGRICULTURAL ZONE OF ANAMBRA STATE, NIGERIA

Uche Okeke

Department of Agricultural Economics and Extension,

Chukwuemeka Odumegwu Ojukwu University,

                                           Igbariam Campus, Anambra State, Nigeria          

Email: victorokeke76@gmail.com

Abstract: The studies evaluate the credit use by the beneficiaries of Bank of Agriculture in Onitsha Agricultural Zone of Anambra State, Nigeria. it specifically examine the socio-economic characteristics of the small-scale farmers that benefited from B.O.A. credit facilities; identify other sources of credit available to the farmers and utilization of credit; determine amount requested, amount approved amount disbursed and amount repaid by the beneficiaries during the study period; compare the relationship between amount requested, approved, disbursed and repaid; identify constraints to credit provision and utilization by the bank and farmers respectively and derive policy implication base on finding. Sampling procedure will involve multistage random sampling method where stage one will be selection of five L.G.A. Out of thirteen L.G.As. Stage two will involve random selection one community from each of five selected L.G.As. They include Omor, Aguleri, Umunya, Nkpor, and Atani communities. Finally at stage three, 10 farmers will be selected by random method from each of the five selected communities making it 50 respondents. Data collected was analyzed by means of descriptive statistics tools such as means frequency distribution, percentages and paired sample T-test. The result of the study showed that 52% of the respondents collected credit from B.O.A. the loan volume requested is N97, 4 billion amount approved was N82, 2 billion repaid, amount due was N73, 8 billion and amount outstanding was N18.6 billion. The constraints are difficulty of providing acceptance guarantor, cumbersome bureaucratic problem, high interest rate and untimely loan.


ECONOMIC ANALYSIS OF PINEAPPLE PRODUCTION IN AHIAZU MBAISE LOCAL GOVERNMENT AREA OF IMO STATE, NIGERIA

Uche Okeke

Department of Agricultural Economics and Extension,

Anambra State University, Uli

E-mail: victorokeke76@gmail.com.

Abstract: The study examined the economics of pineapple production in Ahiazu Mbaise Local Government Area, Imo State, Nigeria. It specifically examined the socioeconomic characteristic of pineapple famers; reassessed the influence of respondent’s socioeconomic factors on production output, estimated costs and returns and identified the constraints militating against pineapple production in the study area. Primary data used for this research were collected through the aid of structured questionnaire simple random sampling was used to select 50 respondents. Finding on the socio-economic characteristics showed that about 50% of the farmers were males; majority of them fell within the age bracket of 41-50 years. Majority (76%) were married 50% attained tertiary institution, 54% had household size between 6-10 persons, majority of the farmers (76%) had 10 years of experience in pineapple production, (68%) with farm size ranging between 0.6-1.0 hectare. The study proved that the enterprise is profitable given the positive values of gross margin (N659, 640), net farm income (N466, 480) and net return on investment (0.83). Using multiply regression, the production output indicated that farm size; cost of labour and fertilizer had statistical and significant influence on production output while others like age, house hold size, gender, level of education and marital status had no statistically and significant influence on production output. The constraints of pineapple production are lack of extension service, lack of information on modern technology; poor storage facilities etc. For more efficient production, farmers should form cooperative society to enable them negotiate for credit facilities, provide modern storage facilities etc.Keywords:              Socio-Economic Characteristics of Pineapple Farmers, Production Output, Gross Margin, Net Farm Income, Net Return on Investment and Constraints of


STUDIES ON THE ABIOTIC CONDITIONS OF KARIDNA RESERVOIR IN KADUNA STATE, NIGERIA

Abdulazeez, M.T1., Wada, Y1., Areo, O.O1., Balarabe, M.L2., Abdullahi, S.A.2

*1Department of Biology Federal College of Education, Zaria, Nigeria

*2Department of Biological Sciences, Ahmadu Bello University, Zaria, Nigeria

Email: limnology9@gmail.com, wadayusuf34@gmail.com, olaitanareo@yahoo.com, mlbalarabe@gmail.com &shuaibu.abdull@yahoo.com

Abstract: This study seeks to investigate the Physico-chemical parameters of Karidna Reservoir in Igabi Local Government Area of Kaduna State. The investigation was carried out for a period of one year between October 2013 and September 2014. Five sampling stations were chosen. The physicochemical parameters were determined using standard methods, procedures and instruments. The results showed that pH had a range 6.19-8.63,Temperature 25.94-31.54 oC, Electrical Conductivity 38.20-64.20µS/cm, Total Dissolved Solids 19.20-37.20 mg/l, Transparency 19.40-40.10 cm  Dissolved Oxygen 2.40-6.81mg/L, Hardness 3.48-174.4mg/L Calcium 2.14-3.86mg/L, Biological Oxygen Demand 2.91-40.85mg/L, Chloride 2.28-3.58mg/L Phosphate-phosphorus 0.04-0.24mg/L, Nitrate- Nitrogen 0.14-0.30mg/L, Sulphate 0.06-0.21mg/L and Alkalinity with 2.51-5.04mg/l.  Phosphate-phosphorus, Nitrate- Nitrogen, Sulphate, Electrical Conductivity, Total Dissolved Solids, Transparency, Dissolved Oxygen and Biological Oxygen Demand were highly significant at (P<0.01) between the seasons while non-significant differences were observed in Chloride, Hardness, Alkalinity, Temperature and pH.. Calcium was the only parameter that was significant at P<0.05. Non-significant differences were obtained across the stations. All the physico-chemical parameters revealed monthly and seasonal variations across stations.


IMPACTS OF SOLID WASTE MANAGEMENT STRATEGIES ON THE HEALTH OF SCHOOL CHILDREN IN OIL PRODUCING COMMUNITIES OF RIVERS STATE

Wokocha G.A.

Department of Integrated Science,

Ignatius Ajuru University of Education, Port Harcourt, Rivers State

Email: wkchgideon@yahoo.com

Abstract: This survey study was carried out to determine the impact of solid waste management strategies on the health of school children in oil producing communities of Rivers State.  To achieve the purpose of this study, fifteen item questionnaires were administered on ninety respondents randomly sampled from ten secondary schools in the area.  The data obtained was analysed with simple percentage.  The findings show the various methods of solid waste management, a substandard method is used by the school children.  The management strategies used impact negatively on the health of school children in the area.  Recommendations were also made.

Keywords: Solid Waste Management, Oil Producing Communities, Health of School Children


POLYCYCLIC AROMATIC HYDROCARBONS IN SOILS WITHIN SELECTED COMMUNITIES IN DELTA STATE

Ivwurie W., Emelife S.C., Sun C. and Snape C.

Department of Chemistry,

Federal University of Petroleum Resources, Effurun

Email: wivwurie@yahoo.com.uk  

Abstract: Five soil samples from five different communities in Delta State were analyzed for Polycyclic Aromatic Hydrocarbons using gas chromatography-mass spectrometry. The concentrations of the polycyclic aromatic hydrocarbons ranged from 1-17mgg-1 with a mean concentration of 66mgg-1  5.63mgg-1. The PAH diagnostic ratio showed that all the soil samples have PAH inputs from liquid fossil fuel as a result of crude oil spillage from Shell operations in the study areas and also vehicular emissions. The high PAH concentrations show that all the soil samples had more input from exogenous sources than endogenous.

Keywords:    Polycyclic Aromatic Hydrocarbon, Crude Oil Spillage, Exogenous and Endogenous Sources


GEOPHAGIC PRACTICE AND ITS POSSIBLE HEALTH IMPLICATIONS – A REVIEW

Ogidi Odangowei I. & Omu Okiemute

Department of Science Laboratory Technology,

Federal Polytechnic Ekowe, Bayelsa State, Nigeria

Email: oodangowei@yahoo.com

Abstract: Geophagia is the habitual and intentional ingestion of soil and clay deposits by humans and animals. It is a controversial centuries-old practice, common to all societies yet deeply frowned upon by many. The practice is due to reasons of culture, medicinal, religious and mineral deficiency. Geophagia has been reported to be common among pregnant women, lactating women, school children and people with psychiatric disorders and this is evidenced by the sale of geophagic materials in markets across Africa. Geophagia may be beneficial or detrimental to human health. Beneficial aspects include the use of kaolin as antidiarrhoeals, and for the allevation of gastrointestinal upsets, supplementation of mineral nutrients and relief of excess acidity in the digestive tract. Certain clays or soils have been identified as having special constituents, valuable as oral and topical antimicrobials as well adsorbents to toxins. Geophagia has been associated with iron deficiency anaemia. Other health implications of geophagia include constipation, intestinal obstruction, dental damage, peritonitis and eclampsia. Whatever the possible benefits that may accrue from such a habit, the risk of ingesting the eggs of parasitic worms as well as exposure to highly toxic bacteria and heavy metal poisoning cannot be excluded. The interplay of factors involved in geophagia, though varied, complicated and researched may not have been fully known.


Table of Contents

Polycyclic Aromatic Hydrocarbons in Archival Soil Samples

from the Rothamsted Experimental Station, Hertfordshire

Ivwurie W., Emelife S.C., Sun C. and Snape C.                                                                          1 – 7

Process Heat Integration and Pinch Analysis of a Vegetable Oil

Extraction Plant

Seigha I. Fetepigi, Zekieni R. Yelebe and Revelation J. Samuel                                          8– 18

The Structure of the Permutation Modules for Transitive Abelian Groups

for Prime-Power-Order

Mohammed A., Ngulde, S.G. & Mandara A.V.                                                                         19 – 25

Variation of VHF/UHF Television Field Strength and Television Horizon

Distribution over Television Station in Osun State, Nigeria

Ojo, O.A.  Oluwafisoye P. and Omoyeni T.M.                                                                          26 – 34

The Effect of Mathematics Ability on Performance in Principles of Accounting

Omotosho, Gabriel Akinlolu                                                                                                    35 – 44

A Daily Japanese Yen – Nigerian Naira Exchange Rates Simulation Model

Ette Harrison Etuk & Pius Sibeate                                                                                           45-55

Innovation Diffusion in Digital Age at the Implementation Stage of a

Construction Project in Nigeria

W.A. Kareem, O.A. Asa, L.O. Babatunde,M.O. Lawal and B.O. Olabode                                  56-66

Daily Chinese Yuan – Nigerian Naira Exchange Rates Sarima Modeling

Ette Harrison Etuk                                                                                                                   67-78

Application of Iterative Weighted Similarity Transformation (IWST)

Deformation Detection Method using Coordinate Differences from

Different Observational Campaigns

Omogunloye O.G.L., Ipadeola A.O., Shittu O.G. and Ojegbile B.M.                                          79-98

4G Networks: Benefits and Challenges

Rilwan Sabo Muhammad & Maryam Aminu Suleiman                                                       99-111


4G NETWORKS: BENEFITS AND CHALLENGES

Rilwan Sabo Muhammad & Maryam Aminu Suleiman

Department of Management & Information Technology,

Abubakar Tafawa Balewa University, Bauchi.

Email: rilwanusabo111@gmail.com & maryamsuleiman@hotmail.com

ABSTRACT

The next generation of wireless communication technology known as fourth generation (4G) allows operators to  use new and wider spectrum and supplements third generation 3G and 3.5G wireless technologies with higher user data rates, lower latency and a complete internet protocol(IP) base network  architecture. The purpose of this paper is to provide an overview of the different aspects of 4G which includes its features, its proposed architecture, key technological enabler, it benefits over existing wireless communication system, present key challenges and point out some proposed solutions. This research paper explains the concept of multimode software for maintaining different networks, along with the mechanisms of system initiated discoveries. User account management, which is a challenge, has been discussed. The paper describes the concept of security that should be given attention. The paper vividly highlight some benefits of 4G networks to wireless mobile communication as well as 4G network standards.


APPLICATION OF ITERATIVE WEIGHTED SIMILARITY TRANSFORMATION (IWST) DEFORMATION DETECTION METHOD USING COORDINATE DIFFERENCES FROM DIFFERENT OBSERVATIONAL CAMPAIGNS


Omogunloye O.G.l.*, Ipadeola A.O.**, Shittu O.G.* and Ojegbile B.M.*

*Department of Surveying and Geoinformatics Engineering

**Department of Surveying and Geoinformatics

Faculty of Engineering, University of Lagos, Akoka-Lagos, Nigeria

Faculty of Environmental Sciences, University of Ilorin, Ilorin, Nigeria

E-mail:- gabolushohan@yahoo.com, dapsen2010@gmail.com

ABSTRACT

In this study, application of deformation in geodesy is presented. Deformation analysis is one of the major researchfields in geodesy and geomatics. This involves detecting and analysing change in shape and form of objects and structures on the earth surface using geodetic techniques. Deformation analysis process comprises measurement and analysis phases. Measurements can be collected using several techniques. The measurement techniques and the instruments used for such monitoring are categorized as geodetic and non-geodetic (i.e., geotechnical/structural) methods. A geodetic method was utilized in this study. This paper presents a deformation analysis of control network with a focus on procedure that consists of network design, network adjustment of individual campaigns, trend and deformation detection of the displacement field. The Iterative Weighted Similarity Transformation (IWST) robust method of analysis has been adopted and applied in determining the trend of movements and deformation detection for all the common points in the network. The developed procedure has been implemented in a program package developed using MATLAB software. Two campaign sets of data of control stations within Lagos State, Nigeria were used. The coordinate changes in the point positions were investigated. Results from the analysis indicate that all the stations have undergone movements but not all are significantly deformed. The deformation and statistical analyses shows that of the 18 stations analysed, five (5) have been significantly deformed while the remaining thirteen (13) stations are relatively stable over time.


DAILY CHINESE YUAN – NIGERIAN NAIRA EXCHANGE RATES SARIMA MODELLING

Ette Harrison Etuk

Department of Mathematics,

Rivers State University of Science and Technology, Port Harcourt

Email: ettetuk@yahoo.com

ABSTRACT

A 179-point realization of daily exchange rates of the Chinese Yuan and the Nigerian Naira spanning from 18th October 2015 and 13th April 2016 is analyzed by seasonal autoregressive integrated moving average (SARIMA) methods.  The time plot shows an initial downward trend up to the middle of December 2015 and then an upward trend from then onwards. This means that prior to the middle of December 2015 the Naira was relatively appreciating before it started depreciating relatively.  The series is adjudged as non-stationary by the Augmented Dickey Fuller Test. A seven-point (i.e. seasonal) differencing of the series yields a series which, though adjudged stationary, still exhibits seasonality and therefore could not said to be stationary. A further (non-seasonal) differencing is done to achieve stationarity.  The autocorrelation structure of the resultant series suggests the possibility of some SARIMA models. These include a SARIMA(0,1,1)x(0,1,1)12 and a SARIMA(0,1,0)x(0,1,1)12. Comparison on the basis of the information criteria AIC, Schwarz criterion and Hannan-Quinn criterion shows that the former model is the superior. It is as well observed that its residuals are white noise.  Forecasting and simulation of these rates may be done on its basis.


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